Vehicle Service Contracts & Dealer Warranty Programs
Vehicle Service Contracts are among the most effective F&I products for dealerships, protecting customers while driving consistent profit growth. Elite FI Partners delivers a complete lineup of programs—exclusionary coverage, high-mileage plans, EV and hybrid protection, and maintenance-included options. Each contract is backed by training, compliance support, and streamlined claims processes, helping your dealership increase revenue and strengthen customer loyalty.
Comprehensive Vehicle Service Contract Programs for Dealerships
Our Vehicle Service Contract programs are designed to fit every dealership and customer profile, giving you the flexibility to protect more buyers and capture more profit. From exclusionary coverage that mirrors factory warranties to high-mileage options that extend protection up to 300,000 miles to specialized EV and hybrid plans, we deliver solutions for today’s evolving market. Maintenance included packages that further strengthen retention by bringing customers back to your service drive. Each program is built with the dealership in mind, easy to present, backed by seamless claims administration, and supported with training and compliance tools that empower your team to close more deals with confidence.
Exclusionary Coverage
Exclusionary contracts offer the highest level of protection, closely mirroring manufacturer warranties while providing additional coverage for major components. These programs give your customers peace of mind while positioning your dealership as a trusted partner in their ownership journey.
High Mileage Options
Our high-mileage service contracts extend protection up to 300,000 miles or 20 years, creating opportunities to serve a broader customer base. With five flexible levels of coverage plus add-on options, your dealership can maximize penetration rates even with older vehicles.
EV and Hybrid Protection
As electric and hybrid vehicles become more common, our tailored programs address the unique repair and replacement needs of batteries, charging systems, and other specialized components. This forward-looking coverage helps your store stay competitive as the market shifts toward alternative fuel vehicles.
Maintenance Included Packages
Designed to build long-term loyalty, these programs integrate routine maintenance into the service contract. By keeping customers returning to your service department, you not only strengthen retention but also capture additional fixed operations revenue over the life of the vehicle.
Why Vehicle Service Contracts Drive Dealership Profitability
VSCs aren’t just customer protection tools, they are consistent profit drivers. By increasing revenue per vehicle retailed and improving customer satisfaction scores, they provide a sustainable edge in today’s competitive market. Principals and managers who implement strong programs often see measurable lifts in CSI, retention, and overall F&I performance.
Seamless Claims and Administration Support
Dealers need programs that not only sell but also perform when customers need them. Our contracts are backed by streamlined claims processes, fast adjudication, and dedicated support teams that reduce friction for your staff and ensure customer satisfaction. This level of administrative ease helps protect your dealership’s reputation while minimizing time lost to claims disputes.
Training and Compliance Built In
A successful service contract program requires more than just strong products — it requires confident presentation and compliance. Elite FI Partners equips your F&I managers with training, menu presentation tools, and compliance resources so they can maximize product penetration while protecting the dealership from regulatory risks.
Integrating Service Contracts Into Your F&I Strategy
Vehicle Service Contracts should not stand alone, they work best as part of a complete F&I portfolio. We help dealerships integrate contracts alongside GAP, ancillary protections, and profit participation programs, creating a balanced product menu that drives revenue while giving customers clear choices.
Frequently Asked Questions About Vehicle Service Contracts
Are Elite FI Partners’ Vehicle Service Contracts F&I Sentinel approved?
Yes. We offer Vehicle Service Contract programs that are fully F&I Sentinel approved, which means they meet the highest compliance standards in the industry. Dealerships can offer these contracts with confidence, knowing they align with lender requirements and regulatory guidelines while protecting both your customers and your store.
Can Vehicle Service Contracts be included in a profit-sharing program?
Absolutely. Our service contracts are designed to integrate seamlessly into dealer profit participation programs, including reinsurance and retro structures. This allows principals and owners to capture underwriting profit and investment income, rather than leaving those dollars with the administrator. By pairing service contracts with a profit-sharing structure, your dealership can build long-term wealth and increase financial stability.
Do your Service Contracts provide coverage for EV batteries and components?
Yes. We offer specialized EV and hybrid Vehicle Service Contracts that cover high-cost components like batteries, charging systems, and electric drive units. With the rapid growth of electric and hybrid sales, this coverage ensures your dealership stays competitive and prepared for the next generation of vehicles. By offering EV battery protection, you give customers peace of mind while creating new revenue opportunities in a rapidly growing market segment.
What types of Vehicle Service Contracts are available?
Dealerships can offer exclusionary coverage, high-mileage programs, EV and hybrid protection, and maintenance-included options. This range of coverage allows you to serve more customers across different ownership needs while driving higher penetration rates.
How do service contracts improve dealership profitability?
They increase revenue per vehicle retailed (PVR), strengthen CSI scores, and create long-term retention by bringing customers back to your service department. Many dealers see Vehicle Service Contracts as the foundation of a profitable and sustainable F&I strategy.
Are Vehicle Service Contracts difficult for my team to present?
Not at all. With our training, menu presentation tools, and compliance resources, your F&I managers can confidently present coverage options in a way that builds trust and increases product sales.
Can these programs scale for dealer groups?
Yes. Our Vehicle Service Contracts are designed for both single rooftops and large dealer groups. We tailor the program structure to your volume, customer demographics, and financial objectives, ensuring consistent performance at scale.
