Powersports
Service Contracts

Platinum Coverage

(AVAILABLE FOR MOTORCYCLES, ATVS, SCOOTERS, SNOWMOBILES, PERSONAL WATERCRAFT, AND SPORT BOATS.)

We will cover the necessary costs of repairs for any breakdown to your vehicle, less payment of the deductible amount per repair visit, except for terms listed under Exclusions - What is Not Covered. Included in the coverage, is the replacement of covered components resulting from the gradual reduction in performance due to normal wear and use when the wear exceeds the manufacturer’s specifications.

Motocross Riders

Motorcycle | ATV | UTV | Scooter
Gold Coverage

ENGINE: All internally lubricated parts, valve covers, intake manifolds, oil pump, fan motor, valves, and engine mounts. Cylinder heads, engine block/crankcase, and cylinder barrels, if damaged as a result of the failure of an internally lubricated covered engine component.

WATER PUMP: Impeller shaft, bearings, bushings, and housing.

TURBO/SUPERCHARGER: (Manufacturer installed only.) Internal parts, vanes, shafts, bearings, bushings, wastegate, and housing, if damage is caused by a failure of any of the above-covered components.

TRANSMISSION: All internally lubricated parts contained within the transmission case, gears, bearings, internal drive gears, internal selector mechanism, and transmission mounts. Transmission case, if damaged as a result of the failure of an internally lubricated transmission component (clutch assembly and cable are not covered).

PRIMARY DRIVE: All internally lubricated parts (except clutch and hub assemblies) contained within the primary drive case, all gears, bearings, internal drive gears and chains, internal selector mechanism, and primary drive case, if damaged as a result of the failure of a covered primary drive component.

DRIVE AXLE ASSEMBLY: (ATVs/UTVs, and shaft-driven motorcycles) Differential housing, transaxle housing, final drive housing, all internally lubricated parts of the foregoing, axle shafts, constant velocity joints, universal joints, driveshafts, locking hubs, hub bearings, locking rings, retainers, and bearings.

FRONT AND REAR SUSPENSION: All internally lubricated 

parts contained within the front fork tubes, and front hub, swing arm bearings or bushings, front, and rear-wheel bearings, frame, swing arm, upper and lower control arms, ball joints, kingpins, bushings, and spindle. Rear shock absorbers. Front fork tubes and front hub, if damaged as a result of the failure of a covered suspension component.

STEERING: Upper and lower steering stem bearings and bushing axle, steering stem, handlebar, steering stem nut, and rod end. Steering stem shaft, if damaged as a result of the failure of a covered steering component.

BRAKE: Brake backing plates, brake hubs, calipers, master cylinder assembly, drum brake actuating cam, and secured hardware.

ANTI-LOCK BRAKES (ABS): (On-road motorcycles/scooters only.) The electronic control unit, anti-lock computer module, wheel speed sensors/exciters, proportioning valves, high-pressure hydraulic pump, electro-hydraulic proportioning control valves, and accumulator.

ELECTRICAL: Alternator, starter assembly, manually operated switches, cooling fan motor, wiring harness, ignition coils, rectifier, stator assembly, rotor assembly, CDI (capacitive discharge ignition) control box/electronic ignition control module, magneto, electronic fuel injection control module, and voltage regulator. GAUGES: All factory instrumentation (mechanical and electronic) and electronic instrument sender units/sensors (light bulbs are not covered).

FUEL SYSTEM: Fuel pump and housing, diaphragms, springs, valves, and actuating lever, including electric fuel pump.

TOURING BIKES: Digital dash components, factory-installed sound system (speakers are not covered), original equipment manufacturer fairing hardware, brackets, switches, covers, latches and hinges, saddlebag/travel trunk latches, hinges, and mounting hardware.

SEALS & GASKETS: Seals and gaskets coverage on covered components for vehicles described as a motorcycle (on-road only) on the information page.

Snowmobile 
Gold Coverage

ENGINE: All internally lubricated parts including: pistons, piston rings, pins, crankshaft and main bearings, connecting rods and rod bearings, intake manifold, reed valves and reed blocks, rotary valves, exhaust manifold, and motor mounts. Cylinder heads, engine block, and cylinder barrels, if damaged as a result of a mechanical failure of one of the covered engine components.

COOLING SYSTEM: Water pump, cooling fan motor, fan shaft and bearings, heat exchanger, and radiator.

OIL INJECTION: Oil injection drive gear, oil tank, oil level sensor, oil lines, oil injection pump, and oil injection metering system.

FUEL SYSTEM: Fuel tank, choke cables, fuel pump, fuel injectors, and fuel injection metering system.

GAUGES: All factory instrumentation (mechanical and electronic) and electronic instrument sensors (light bulbs are not covered). CHAIN CASE: All internally lubricated parts within the chain case including: upper and lower chain sprockets, automatic and manually adjustable tensioners, roller chain, silent chain, chain case, reverse gear, and gear box (excluding shifter mechanism).

STEERING: Inner and outer tie rod ends, drag link/steering link ends, and spindle bushings.

BRAKE: Hydraulic calipers, mechanical calipers, and master cylinder.

PRIMARY DRIVE: Stationary and movable sheaves, spider, outer cap, and bushings.

SECONDARY DRIVE: Stationary and movable sheaves, cam assembly, secondary jack shaft, and bearings.

Personal Watercraft 
Gold Coverage

ENGINE: All internally lubricated parts including: pistons, piston rings and pins, crankshaft and main bearings, connecting rods and rod bearings, reed valves, and reed blocks. Cylinder heads, engine block/crankcase, and cylinder barrels, if damaged as a result of the failure of an internally lubricated covered engine component.

LUBRICATING SYSTEM: Complete oil injection system, oil pump, oil injection drive gear, oil tank, oil cap, and oil level sensor.

FUEL SYSTEM: Fuel tank and fuel cap.

DRIVE LINE SYSTEM: Driveshaft, bushings, bearings, and flywheel.

PUMP SYSTEM: All internally lubricated parts within the pump housing, housing, bearings, impeller, and bushings.

CONTROLS: Starter and choke primer switches, run and stop switches, throttle control handle, and ignition switch.

STEERING: Steering control assembly, steering gate, rudder, and nozzle (excluding cables).

ELECTRICAL: Alternator, starter, starter solenoid, ignition coils, rectifier, stator assembly, CDI (capacitive discharge ignition) box, electronic ignition module, voltage regulator, electrically operated gauges (light bulbs are not covered), and wiring harness.

Sport Boat 
Gold Coverage

ENGINE: All internally lubricated parts including: pistons, rings, pins, crankshaft and main bearings, connecting rods and rod bearings, reeds and reed blocks, and flywheel. Cylinder heads, engine block/ crankcase, and cylinder barrels, if damaged as a result of the failure of an internally lubricated covered engine component.

LOWER UNIT: Gearcase head, bearing, oil retainer, gear case assembly, driveshaft and upper bearing, shift rod and cover assembly, lower pinion bearing, forward and/or pinion gear, reverse gear, and shift fork. Gearcase and/or propeller shaft, if damaged as a result of the failure of a lubricated covered component.

LUBRICATING SYSTEM: Oil pump, oil injection drive gear and/or shaft, oil tank, oil cap, oil level sensor, oil level warning horn, check valve, and complete oil injection metering system.

STEERING: Steering control helm assembly, steering gate, rudder, nozzle (excluding cables), steering bracket and bushing, swivel bracket bearing, control rack and yoke assembly, power steering pump, power cylinder assembly, steering wheel, and coupling.

JET DRIVE/PUMP SYSTEM: All internally lubricated parts in the pump housing, bearings, impeller, and bushings.

CONTROLS: Neutral start switch assembly, starter/choke primer switch, starter/stop button, throttle control handle/ throttle cam lever, shift interrupter switch, tilt/trim switch, and ignition switch (excluding key and tumbler).

POWER TRIM AND TILT: Spring sending unit, oil pump, pump relief valve, spring, O-ring, trim cylinder, tilt cylinder, manual release valve, hydraulic pump, reverse lock valve, power tilt motor, power trim motor, mounts, and pivots.

PROFIT SHARE OPTIONS

DIRECT WRITE

No profit-sharing on the earned premium. Provider holds the risk.

RETRO

Provider shares a percentage of the earned premium based on contract volume. 

REINSURANCE

Dealership seeds 100% of premium into dealer-owned reinsurance company.

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